iOS 17.4 Beta 3: Your iPhone Could Get Virtual Card Numbers for Apple Cash (2024)

Apple released iOS 17.4 beta 3 to public beta testers on Wednesday, a day after the company released the beta to developers and about three weeks after the release of iOS 17.3. The latest iOS beta brings new features, including major changes for people in the European Union and new emoji, and bug fixes to some developers and beta testers' iPhones.

Read more: Why You Should Download iOS 17.3 Now

We recommend downloading a beta only on something other than your primary device. Since this isn't the final version of iOS 17.4, these features might be buggy and battery life may be short, and it's best to keep those troubles on a secondary device.

If you're a developer or public beta tester, here are some of the new features you can find in iOS 17.4 beta 3. Note that the beta isn't the final version of iOS 17.4, so these might not be the only new features to land on your iPhone when iOS 17.4 is released. There's no word on the public release for iOS 17.4 just yet, but Apple has indicated it'll likely be in March.

Downloading other app stores in the EU

Apple introduced a significant change to Safari, the App Store and iOS with iOS 17.4 beta 1, but only for people in the EU. With iOS 17.4 beta 1, people in the EU can download an alternative app store and apps from outside the App Store. According to CNET's Katie Collins, this marks one of the largest changes to the App Store since its inception in 2008. People in the EU will also be given new default app controls, giving them more ways to customize their iPhone experience.

iOS 17.4 Beta 3: Your iPhone Could Get Virtual Card Numbers for Apple Cash (1)

Apple made these changes, which were announced Thursday, to comply with the EU's Digital Markets Act. The company said these changes will go into effect once Europeans download iOS 17.4 in March or later. There's no word on whether these changes will be available globally.

Read more: Apple Will Allow Installation of Rival App Stores On iPhones In Europe

More options for in-app payments

Apple introduced more ways to make in-app payments with the first iOS 17.4 beta. If you go to Settings > Privacy & Security, you'll see an option called Contactless & NFC, or near-field communication. If you tap the new option, you'll be taken to a mostly blank page that has a small disclaimer that says the page will show apps that have requested the ability to use contactless and NFC payments in the future. Apple announced these options alongside the changes for people in the EU, and there's no word on whether this will be utilized by apps outside that region.

Regional identifier no longer available

In the first beta of iOS 17.4, there was a regional identifier called Identifiable_Region. You could see this by going to Settings > General > About and scrolling to the bottom of the page. However, with iOS 17.4 beta 2, this regional identifier has been removed. It's unclear why, but since the setting had a broken link and an odd naming convention -- it had an underscore and all caps lettering -- it's possible this was never meant to be viewable in the first place.

At least 100 new emoji

iOS 17.4 Beta 3: Your iPhone Could Get Virtual Card Numbers for Apple Cash (2)

Apple introduced over 100 new emoji to iPhone users with the first beta of iOS 17.4. Those emoji include heads shaking up and down as well as left and right, a phoenix emoji and a slice of lime. These emoji were announced in 2023, and some Android devices, including the latest Samsung phones, already have them.

More Stolen Device Protection options

With iOS 17.4 beta 1, Apple introduced a few new options in Stolen Device Protection. The new options let you choose whether you want to always require a one-hour Security Delay to access certain settings or make changes, or to only require the delay when you're away from a familiar location like your home.

Apple introduced Stolen Device Protection with iOS 17.3, and the intent of the feature is to protect some of your data if your device is stolen or falls into nefarious hands. The feature doesn't protect all your data, but Apple still recommends everyone turn it on.

Podcasts can now show transcripts

In the first iOS 17.4 beta, you can read the transcripts of your favorite Podcasts as you listen to them. To see the transcripts, go into Podcasts and start listening to a show, tap the show's banner across the bottom of your screen. Then, look at the bottom of the show's title card and you'll see a new button in the bottom left corner that looks like a speech bubble with quotes inside it. Tap this button and you'll see the transcript of the show you're listening to. You can search within the transcript, too, so if someone mentions a book or movie title and you only remember part of it, you can search the part you do know and find the whole title.

Virtual card numbers come to Apple Cash

Your Apple Cashgets an upgrade with the latest iOS 17.4 beta, too. Now you can have a virtual card that can access your Apple Cash. This card comes with its own number, expiration date and three-digit security code like a physical card. You can also easily request a new card number if you think your card has been compromised.

This feature is helpful if you want to use your Apple Cash at an online store that doesn't accept Apple Pay.

Another digital clock widget

In the second iOS 17.4 beta, Apple introduced a new digital clock app widget called City Digital. This widget displays the time as well as a set location as opposed to wherever your iPhone is at the moment. This can be helpful if you're traveling or live far from family and friends but want to keep in touch without waking them up in the middle of the night.

Apple introduced the digital clock widget to iPhones with the release of iOS 17.2.

New Home button in the Music and Books apps

Apple introduced a Home button in Apple Music with iOS 17.4 beta 1 and in the Books app with iOS 17.4 beta 2. If you open either app and look at the bottom of your screen, the Home button is in the far-left corner. This button replaced Listen Now in Apple Music and Read Now in Books.

If you're an Apple Music subscriber and tap the button, you're taken to a page that shows you menus, like Recently Played, and recommendations based on artists you've listened to. If you tap this button in the Books app, you see menus like Current Bestsellers and Start Reading for Free.

Previous iOS updates brought Home buttons to the Podcasts and Apple TV apps, so this change is likely Apple trying to apply some uniformity across its apps.

Siri can send messages in more than one language

With the first iOS 17.4 beta, Apple gave Siri the ability to send messages in multiple languages. If you go to Settings > Siri & Search, you'll see the optionMessagingwith Siri, which replaced Automatically Send Messages. Tap Messaging with Siriand you'll see Add Language. If you tap this, you can have Siri send messages in other languages, like Arabic, Spanish and Thai. Apple writes that Siri will also read messages using the languages in this list, but choosing one from this list won't change the primary language Siri listens and responds in. Prior to this, Siri could only send messages in English.

Stopwatch in Live Activities removed

iOS 17.4 Beta 3: Your iPhone Could Get Virtual Card Numbers for Apple Cash (4)

With iOS 17.4 beta 1, your Clock app's stopwatch function would display across the top of your screen on iPhones with Live Activities, like the iPhone 14 Pro or the iPhone 15. However, this feature was removed in later beta versions of iOS 17.4.

Those are some of the new features developers and beta testers will see in the fourth iOS 17.4 beta. That doesn't mean these are the only features coming to the next iOS update, or that these changes will stick when iOS 17.4 is released to the public. As of right now, there's no exact release date for iOS 17.4, but Apple has indicated it might be released in March.

For more on iOS 17, check out what was included in iOS 17.3 and iOS 17.2. You can also check out our iOS 17 cheat sheet.

iOS 17.4 Beta 3: Your iPhone Could Get Virtual Card Numbers for Apple Cash (5)

Watch this: The Big Vision Behind These iOS, WatchOS Updates

iOS 17.4 Beta 3: Your iPhone Could Get Virtual Card Numbers for Apple Cash (2024)

FAQs

IOS 17.4 Beta 3: Your iPhone Could Get Virtual Card Numbers for Apple Cash? ›

But now with iOS 17.4, you can generate virtual card numbers to use at digital storefronts that don't accept Apple Pay. However, it's important to note that Apple Cash doesn't support some merchant categories, such as cashlike transactions.

Is there a virtual card number for Apple Cash? ›

Apple Cash cards now have virtual card numbers, enabling users to securely spend their Apple Cash at merchants that don't accept Apple Pay. This change was included among updates to Apple Cash terms and conditions released Tuesday (April 9).

How do I get the full Apple cash card number? ›

Find your virtual card number, security code, and expiration date
  1. Open the Wallet app and tap Apple Card.
  2. Tap the card number icon. , then authenticate with Face ID, Touch ID, or your passcode. ...
  3. Next to Card Number, you can see your virtual card number.
Mar 4, 2024

Why can't I set up Apple Cash on my iPhone? ›

If you're having issues with Apple Cash and getting it set up here's a few fixes: Go Into Settings, Language and Region and make sure its USA and English for the language (if that's your info) Go to Wallet and Apple Pay in settings and toggle Apple Cash off and back on. Turn on and off airplane mode.

What iOS does Apple Cash use? ›

Make purchases with the virtual card number

In iOS 17.4 or later, you can also use Apple Cash in apps or on the web where Apple Pay isn't yet accepted. , then tap Card Number. View the card number, expiration date, and security code.

How do I get a virtual card on my iPhone? ›

To add a card:
  1. iPhone: open the Wallet app and tap the Add button. .
  2. Apple Watch: on your iPhone, open the Apple Watch app and tap the My Watch tab. Then scroll down, tap Wallet & Apple Pay and tap Add Card.
Feb 8, 2024

How do I activate my Cash App virtual card? ›

Go to the Card tab on your Cash App home screen. Select the green Activate button. Select OK when your Cash App asks for permission to use your camera. Scan the QR code.

How do I get an Apple Card and earn $75 daily Cash? ›

$75 cash back is earned as Daily Cash and is transferred to the new account's Apple Cash card after the first transaction posts to the new Apple Card account. A return of a purchase on which the new account earned the $75 Daily Cash bonus may result in a $75 Daily Cash adjustment charge to the new account.

How do I get Apple Cash info? ›

You can view your Apple Cash balance on your Apple Cash card in the Wallet app or in Settings > Wallet and Apple Pay. You can also set up Apple Cash for family members under 18 years old, so you can safely send them money they can spend with their own Apple Cash card.

How do I accept Apple Cash through text? ›

Receive a payment
  1. Open the Messages app on your iPhone.
  2. Open a conversation where you've received a payment.
  3. Tap Accept, then follow the onscreen instructions.

Why can't I use Apple Cash anymore? ›

Your account may be locked if there's suspected fraud on the account, or if additional security checks need to be completed. If your account is locked, you can't use Apple Cash to make purchases, send or receive money, add money to your account, or transfer money to your bank.

Is Apple Cash the same as Apple Pay? ›

What's the difference between Apple Cash and Apple Pay? Apple Cash is a digital card in Wallet that lets you send and receive money in Messages or Wallet. The money you receive appears on your Apple Cash card in Wallet. You can spend it however you like in stores, online, and in apps with Apple Pay.

Is Apple Cash like venmo? ›

But Apple Cash can also serve as a mobile payment app like PayPal, Zelle, or Venmo. That means you can send money to people you know, and the funds are taken out of your Apple Cash balance. You can also request money from other people, and the funds are added to your balance.

Do all iPhones have Apple cash? ›

Anyone with an iPhone has Apple Cash already built into their Apple Wallet. Apple Cash is a digital card you can load with cash to use online or in stores that accept Apple Pay. You can also send Apple Cash to friends and family with iPhones through Messages or via your Apple Wallet.

How do I use Apple cash without a card? ›

Apple pay does not directly use Bank accounts. You need a debit card or credit card you can add to Apple Pay to make use of it. If you mean Apple Cash, it is in and of itself a debit card, and does not need an additional debit card for anything, but can use a bank account directly to transfer funds to and from it.

How do I access Apple cash on my iPhone? ›

Open the Settings app on your iPhone, iPad, or Apple Vision Pro. Scroll down and tap Wallet & Apple Pay. Turn Apple Cash on. Under Payment Cards, tap Apple Cash.

How do I add a virtual Cashapp card to Apple Pay? ›

To add your Cash App Card to Apple Pay:
  1. Go to the Card tab on your Cash App home screen.
  2. Select Add to Apple Pay.
  3. Follow the prompts.

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